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Affordable Housing Scheme

Location : Bailey's New Street, Waterford.
Opening Hours : Monday to Friday 9.30am - 4pm.
Contact person : Maria Ronan
Telephone : 051-849878
Fax : 051-849761
E-mail : mronan@waterfordcity.ie

The City Council aims to ensure that every household has access to affordable housing of good quality, suited to its needs, in a good environment and as far as possible in a tenure of its choice.

We will have the following developments available to sell under our Affordable Homes Scheme in 2009 ...

Apply to us now to avoid disappointment.

More information regarding these schemes is available here.

Carraig An Aird, Six Cross Roads, Butlerstown, Waterford.
Outstanding Development of three and four bedroomed terraced and semi detached houses adjacent to Waterford's new Outer Ring Road.

Click the following to read or download the information pack.

Application forms for the Affordable Housing Scheme are available for download here and are also available from our offices above.

Finance for Affordable Housing Schemes is available from the following Lending Institutions:

EBS Building Society
First Active
Bank of Ireland
IIB Home Loans

For more information contact the Housing Loans Office

The Affordable Housing Scheme provides for the sale of newly constructed houses and apartments in areas where prices have created an affordability gap for lower income house purchasers. Properties will be sold to eligible first time purchasers at prices significantly less that their actual market value. Certain terms and conditions apply to the purchase of affordable housing.

HOME CHOICE LOANS

We are delighted to announce that Home Choice Loan are available since 1st January 2009. 

Applications for a Home Choice Loan must be submitted through an authorised mortgage broker.  A list of authorised brokers is now available on www.homechoiceloan.ie, more brokers will be added in the coming weeks.  

You can also download a copy of the new Home Choice Loan brochure from www.homechoiceloan.ie.  The brochure has been designed to provide product information and a step-by-step guide for buyers wishing to apply for a Home Choice Loan. 

About Home Choice Loan
Home Choice Loan is for first time buyers who can afford to service a mortgage, but who cannot currently obtain sufficient finance from a bank or building society.  Home Choice Loan will provide up to 92% of the value of a property purchased, to a maximum of €285,000 depending on your income.  Lending terms and conditions apply.

Home Choice Loan is available for newly built properties, including self build homes. 

To qualify for a Home Choice Loan you must:

  • be a first time buyer (some exceptions may apply);
  • earn over €40,000 as a single applicant and over €50,000 combined income as joint applicants;
  • be in permanent employment for two years;  If self-employed be able to submit two years certified accounts;
  • provide evidence via your broker that you have been unable to obtain sufficient finance from two mainstream banks or building societies.

For further information about Home Choice Loan visit www.homechoiceloan.ie or LoCall 1890 252 842 or 01 656 4126.